Showing posts with label U.S. Education. Show all posts
Showing posts with label U.S. Education. Show all posts

From Americans to Canada for College Education

From Americans to Canada for College EducationFrom Americans to Canada for College Education - Americans are increasingly leaving the country to
seek an education in Canada, where college tuition costs are significantly lower and the quality of education is high.

Over the past decade, the number of Americans who enrolled in Canadian colleges has risen by 50 percent. About 10,000 Americans are currently enrolled at universities in Canada, the Institute for College Access & Success reports.

“Undergraduate students that complete [school] in Canada have tremendous access to the best graduate programs right now in the world,” Paul Davidson, president of the Association of Universities and Colleges of Canada, told AP. “So, if you’re a student that wants to pursue graduate studies,
a Canadian degree will serve you very well, indeed… They also are a passport to a good job.”

And that passport comes at a much lower price: Undergraduates in Canada pay an average of about $5,000 in tuition fees during each undergraduate year, while undergraduates at a private university in the US pay an average of $32,000 each year, according to the Institute of Education Sciences.

Some American universities charge nearly $50,000 per semester, which often forces students to take out hefty loans to afford a basic undergraduate degree. (see HERE)

Eric Andreasen, a college student from Maine, told NBC News that he chose to attend Montreal’s McGill University because of the low tuition cost. A four-year undergraduate program at McGill cost him what it would have cost for just one year at George Washington University in the US capital.

“When the financial packages came in, it was a no-brainer for me,” he said. McGill is ranked 18thon US News & World Report’s ranking of the world’s 400 best universities and some refer to the school as the “Harvard of the North”.

“At McGill I believe I’m paying at most $20,000 with tuition and housing,” Jamie Berk, a fourth-year college student from Pennsylvania, told USA TODAY. “Which is pretty good, it’s about a little less than half of what a lot of Americans pay for private university.”

Those who graduate from an American university carry an average of $26,000 debt, causing nine percent to default on their student loans within two years. And with low-skill jobs largely replacing high-paying ones, hundreds of thousands of college grads are finding themselves working minimum wage jobs post-graduation. 

“Money is definitely a factor,” 20-year-old Leah Ott, a physiology major from Houston, told NBC News. She and her two sisters all attend universities in Canada. (see HERE)

And as Americans continue to discover the benefits of attaining a high-quality education in Canad, more students may choose to head north – especially since the cost of education continues to rise in the US.

About six percent of undergraduates at McGill are Americans, and at the current rate, that number could double within the next twenty years.

As STEM education programs take hold, Colorado seeks common vision

As STEM education programs take hold, Colorado seeks common vision - Students in Travis O'Hair's Creative Engineering class at Skyline High School had grown accustomed to designing solutions to problems stemming from hypothetical hurricanes or earthquakes.

Then he introduced them to a 10-year-old girl from a neighboring elementary school whose debilitating joint condition made it impossible for her to operate a water fountain. She became their "client," and their adaptive-technology project became more than just a school assignment.

"They became very invested in their product," said O'Hair. "They felt like they had a mission, or vision, around what they were building."

O'Hair's class, and its project-based learning, represent just one cog in a burgeoning approach to STEM education — shorthand for science, technology, engineering and math — embraced by the St. Vrain Valley School District and many others.

While a proliferation of grass-roots efforts isn't necessarily bad, stakeholders from education and business are seeking to apply greater coordination to dozens of disparate STEM programs whose popularity spiked in recent years.

Experts such as Brad McLain, who co-directs the XSci Experiential Science Education Research Collaborative at the University of Colorado Denver, said agreement on a set of common goals could streamline what's now a collection of scattered initiatives.

"Having the ability to go after what you're interested in, or even compete for the grant money that's out there, is a healthy thing, like a competitive marketplace in the private sector," he said. "But pulling in the same direction is important, so we can do our own thing in service to larger goals."

The Colorado Department of Education created a new state position last May, financed by federal Race to the Top funds, that administers $500,000 in federal grant money for STEM programs.

But at this point, the definition of a STEM program in K-12 education can mean almost anything, from programs that emphasize math and science, to schools that offer an engineering course, to districts that want to integrate STEM throughout the curriculum.

"We need a vision that moves us forward instead of everyone doing their own thing," said Violeta Garcia, Colorado's newly minted STEM education coordinator. "To have a vision with common goals seems appropriate at this time, but it's not happening yet."

It's getting closer, though.

Colorado Legacy Foundation, in conjunction with the governor's office and a variety of other groups, has been working on a project to more clearly define criteria for quality initiatives and collaboration. Once that framework has been established, both public and private entities can determine how to replicate and grow successful programs — and where industry partners can invest resources.

An online portal will help students and educators connect the dots between those programs and illuminate STEM pathways through school to workforce. Organizations looking to fund STEM initiatives could also use the information to determine which gaps in the pipeline they'd like to fill.

"So how can we take what's good about everything, how can we harness that energy and find common ground and purpose and get everybody moving in the same direction?" said Heather Fox, spokeswoman for the Colorado Legacy Foundation. "That's where there's renewed energy and push."

Even at the federal level, there's a push to consolidate and coordinate. President Barack Obama's proposed 2014 budget, while pumping up funding for STEM education by nearly 7 percent, calls for trimming the number of federally funded programs in half to more precisely target the money.

Launched amid concern over the ability to fill the growing ranks of science- and engineering-related jobs, particularly as those fields expand in Colorado, STEM education has gained traction in the K-12 arena as schools have pursued initiatives both large and small.

DSST Public Schools have grown since 2004 to enroll more than 2,000 students at six STEM charter schools — with big plans for expansion that will more than double enrollment.

CEO Bill Kurtz last week testified before a U.S. House of Representatives education subcommittee on the factors that have contributed to those schools' high performance.

St. Vrain Valley, aided by associations with the University of Colorado at Boulder and IBM, has constructed a STEM program that begins in preschool and encompasses six elementary schools and two middle schools that feed into Skyline High School.

Students who successfully complete the prescribed courses of the "STEM Academy" can earn guaranteed admission to CU's engineering school. That's one reason enrollment has more than tripled from 40 to 130 over the last four years.

"We'll have changed the culture of that whole feeder," said Regina Renaldi, an assistant superintendent in the district. "If we have the success we think we'll have, it will be easy to replicate and sustain in another feeder."

The efforts, aided by a $16.6 million grant from the Race to the Top program and $3.6 million from Investing in Innovation, also have attracted lots of outside interest. Sporadic visits from other districts have turned into a steady stream that necessitated a twice-a-month tour schedule.

It hasn't hurt St. Vrain Valley to have a big hitter like IBM, with many employees in the Longmont area, as a partner.

"The public is realizing the need to start early, not wait until high school or middle school," said Ray Johnson, IBM's corporate citizenship manager. "I was hearing 6-year-olds use the word 'prototype.' "

The district drew on collaboration with Adams 12 Five Star Schools, which three years ago launched its STEM Magnet Lab, one of the first K-8 public STEM schools in Colorado, said Kellie Lauth, the district's science and STEM coordinator.

It started small, with only 250 students. By year's end there were 483 families on the waiting list, and the school expanded to double its original enrollment.

Last year, Adams 12 closed a failing middle school and reopened it with an identical K-8 STEM model with 920 students. The wait list exceeded 300 families.

As students from the K-8 model now move on to high school, Lauth has been working on turning Northglenn High School into a comprehensive STEM high school that will begin operation next fall.

In all, Adams 12 will have more than 4,000 students in its K-12 STEM pipeline at three sites identical in design and with more than 50 strategic partnerships. The district did it all without grant money and at a time of severe budget constraints

Lauth said she's asked all the time how STEM can remain relevant in a few years, when some other initiative becomes education's flavor of the month.

"It's because we don't define it by four letters, but by a teaching and learning vision directly tied to workforce readiness and the promise to have children well prepared," she said. "That need is never going to be gone. We stay relevant because we're constantly hitching ourselves to industry and to what they need, to their problems, to their different careers."
Source : Denver Post

Collaboration is Key to School Success

Collaboration is Key to School Success
Collaboration is Key to School Success - The lack of diversity on the Abilene Independent School District’s board of trustees’ was frequently brought up by the community during the four-plus months the board took to fill its Place 7 vacancy.

With all six current board members being white in a district where 41.6 percent of its students are Hispanic, 40.2 percent are white and 12 percent are black, the need to address the ethnicity issue was pushed to the forefront.

Hardin-Simmons University associate professor and board appointee Kelvin Kelley said it’s disappointing that race played such a large role in the discussion leading up to Monday night’s unanimous vote to name him the board’s seventh member.

Kelley is the first African-American to serve on the board since 2000, only the third to serve in the district’s history and only fifth minority trustee ever.

“It’s disappointing and I acknowledge it for what is, but in reality I don’t have to play by those rules,” said Kelley, Hardin-Simmons’ student diversity programs coordinator. “If your primary goal is student achievement, then it doesn’t matter who the student is. I had Hispanics, Caucasians and African-American students in our (Campus Advocacy) Program.” (see HERE)

Board President Stan Lambert reiterated Tuesday that seeking diversity wasn’t the board’s “main focus” in the appointment.

“We were looking for the best qualified individual,” Lambert said. “(Kelley) had outstanding qualifications and experience and was very eager and willing to jump into a middle of what is very difficult and challenging times for school boards.”

However, trustee Robert Laird said he was looking for a diverse candidate to appoint.

“My desire in the appointment process was to find a candidate with diversity in mind,” Laird said. “He works at Hardin-Simmons, he’s an ACU (doctorate) graduate and the diversity concept is very strong here. I don’t think he has an agenda, he only wants to do what’s best for our kids and I think that’s great.”

Kelley said he indeed doesn’t come into the position — for which he plans to seek election in May 2014 — with an agenda.

“For most of us, we have been influenced by ethnicity and you can’t deny that reality,” Kelley said. “But what you have to do is understand you have to take responsibility for that. If you acknowledge it, then you’re willing to make a decision that’s different from what the constituency demands.

“To make a viable education system, we have to work together; there must be collaboration.”

Kelley said student success is at the heart of his educational philosophies. (see HERE)

“The reality is that the learning space should be conducive to student discoveries,” said Kelley, the senior pastor at First Baptist Church of Cisco. “What that means is the teacher and instructor, as well as the student, have a responsibility of what’s going on in that environment. We (might) put an onus on the teacher or the student, and the reality is it’s a relationship.”

Along with those philosophies, Kelley also is adamant that people shouldn’t refer to some student populations as “at-risk.”

“I don’t use ‘at-risk students,’ I use ‘underperforming students’,” Kelley said. “Underperforming doesn’t mean you can’t do it, it just means you’re not doing it.”
Source : www.reporternews.com

Is College Expenses Not Deductible ?

Is College Expenses Not Deductible ?Is College Expenses Not Deductible ? - With less than two weeks to go to file your 2012 tax return, you
Today's question:
probably have questions. Whether you prepare your own tax return or pay someone to do it for you, we are here to help. Every day until April 15, members of the American Institute of Certified Public Accountants have agreed to answer tax questions from USA TODAY readers. Submit your questions to taxadvice@usatoday.com.


Q: Our son is a freshman attending an out- of-state university. We are paying tuition, travel expenses, car expenses including insurance, books, dorm and meal fees and travel expenses for trips back and forth during holidays and other visits home. Tuition amounted to $25,000 for the fall 2012 semester, and with the additional expenses we easily spent $30,000 per semester for the 2012/2013 year. Can we claim the costs besides tuition as deductions on our taxes for 2012?

A: For purposes of the tuition and fees deduction, student activity fees and expenses for course-related books, supplies, and equipment can be considered qualified education expenses but only if they have to be paid to the institution as a condition of enrollment or attendance. For example, even if you buy your books directly from the institution, they will not be considered a qualified education expense unless they are required to be purchased directly from the institution.

Expenses for insurance, medical expenses (including student health fees), room and board, transportation, and personal living expenses are not considered qualified education expenses even if the amount has to be paid to the institution as a condition of enrollment or attendance.

It's also important to note that if you are married filing jointly and your Modified Adjusted Gross Income (MAGI) is $130,000 or less, your maximum tuition and fees deduction is $4,000. If your MAGI is $130,001-$160,000 your maximum deduction is $2,000, and if your MAGI is over $160,000 no deduction is allowed.

The Tuition and Fees Deduction section of IRS Publication 970 gives all the details of the tuition and fees deduction.

Clare Levison, CPA
Blacksburg, VA

Previous questions:
Q: Help! I didn't file taxes in 2011 or 2012, I make a modest wage in a factory and am losing my house to foreclosure. What's the best way to "get right" with the government?

A: I would like to encourage you to file your 2012 tax returns, federal and state, by April 15 or at least file extensions by that date and pay as much as you can with the extension. The IRS charges a penalty for the failure to timely file of 5% per month (maximizes at 25%) of the tax required to shown on the return, less credits for withholding and estimated taxes paid. The penalty for the failure to file timely adds a huge burden to what you will eventually owe the IRS. Each state has its own penalty structure so I will not be commenting on those penalties.

You should file your 2011 tax returns as soon as possible even if you do not have the funds to pay the tax liability in full. The IRS encourages taxpayers to "get into compliance" by filing delinquent tax returns by mailing them to the same Service Center that you mail your 2012 return. If you owe taxes with the return there will be a Failure to Pay penalty (1/2 of 1% per month up to 25%) and interest will run on the tax and the penalty.

It sounds like you might not have the money to pay the taxes owed with the return. If you have the ability to pay monthly on an Installment Agreement you can file a Form 9465, Installment Agreement Request, with your return or separately. Also, you can get an "Online Payment Agreement" application at www.IRS.gov. If you owe $50,000 or less, the IRS will allow up to 72 months to repay your tax, penalty and interest. There is a fee to establish an Installment Agreement of $105 if paid by check, money order or credit card but is reduced to $52 with electronic fund withdrawal. This user fee is reduced to $43 by filing Form 13844 for low income taxpayers.

There are other options, such as filing an Offer in Compromise, if you cannot repay your taxes over the 10-year collection statute of limitations. Also, for taxpayers owing greater than $50,000 financial information is required when establishing an Installment Agreement. These are topics for another day.

Mary Lou Gervie, CPA
Watkins Meegan, Bethesda, Md.

Previous questions:
Q. I had deferred compensation from my previous employer which was not paid upon my retirement in June 2009 due to bankruptcy. The court system has determined all people will get their deferred compensation less legal fees. My deferred comp was mapped to a mutual fund's performance to determine actual payout amount. Can I claim a loss for the difference between what was originally due to be paid upon retirement and the final distribution amount received almost four years later? Or, can I claim a loss for the value of the deferred comp based on the mutual fund's performance over the four years since retirement and the actual value received.

A. Unfortunately, you can't deduct income that you didn't receive and pay taxes on, which means that you are unable to claim a loss for the amount that you expected to receive but did not due to the bankruptcy. This is an example of the downside of deferred compensation, which is that when you made the election, you basically agreed to the risk of becoming an unsecured creditor of your employer.

A case could be made for taking a loss for the change in value of the mutual fund over four years based on the value you will receive, but that is a very specific case that would require the personal engagement of a CPA or tax attorney. May I also opine that considering the state of the stock market in 2009, there is a good chance that the mutual fund's value has only increased since then?

Kelley C. Long, CPA
Shepard Schwartz & Harris, Chicago

Q: I live in Washington state, where gay marriage is legal, we have no state income tax, and we are a community property state. My partner and I have been together for 12 years, but we have not yet converted our domestic partnership to marriage since it became legal in December. In previous years we have both filed our federal returns as single, but this year we bought a house together and we are wondering what the proper way would be for us to file our federal income tax.

A: Federal law does not treat same-sex or registered domestic partners (RDPs) who are married under state law as married. Thus, such couples may not file their federal income tax return as married filing jointly (MFJ) or as married filing separately (MFS). So, being married under state law will not change your filing status under federal law.

Because you live in Washington state though, being married or RDPs changes how much income you each report on your federal returns. The IRS will follow state community property laws and has provided guidance for RDPs and same-sex couples in three such states: California, Nevada and Washington.

Basically, spouses or RDPs in these states split their community property income, with each spouse or partner reporting half of it on their federal returns. The IRS has provided several FAQs, as well as Publication 555, and Form 8958, to help in determining how to report community property income (as well as deductions and credits) on each spouse's federal tax return.

You each still file a separate return (not a joint return). Note that there could be changes to the filing rules depending on the outcome of the U.S. Supreme Court's decision on the constitutionality of the Defense of Marriage Act (DOMA).

For the mortgage interest, if you are married or RDPs in Washington, you can show the split of the mortgage interest on Form 8598 (and report your share on your Schedule A, with a reference to "See Form 8958"). If you are not RDPs or a married couple in Washington, you each determine your share of the mortgage interest and you each deduct your share that you paid.

One of you likely received a Form 1098, Mortgage Interest Statement, with only one name and Social Security Number on it. The IRS suggests that the other payor attach a statement to their return explaining that they paid part of that Form 1098 amount and provide the name and address of the person who received the Form 1098, and how much of the mortgage interest each owner paid. On Schedule A, Line 11 for mortgage interest, add "See attached" so the IRS knows the statement explaining the interest amount is on the return (since the IRS does not have a Form 1098 for that owner). For details, see IRS Publication 936, page 9.

Annette Nellen, CPA
San Jose State University, San Jose, Calif.

PREVIOUS QUESTIONS
Q: I filed 2 state tax returns for 2011, one for Massachusetts and one for Rhode Island. I received $400 from Rhode Island, but paid $200 for Mass. I itemized on my federal return. Do I have to claim the $400 refund as income, or can I reduce it by $200?

A: I will answer the question in two parts:

• The $200 paid to Massachusetts can be claimed as an itemized deduction on your 2012 tax return.

• The $400 refund from Rhode Island will need to be reported as income in 2012 if you paid taxes to Rhode Island in 2011 and claimed the taxes as an itemized deduction on your 2011 tax return. The entire amount of the refund would be reported as income if the entire amount of Rhode Island taxes were paid in the 2011 calendar year. This would include withholding amounts, quarterly estimates, extension payments and balance-due payments.

A portion of the refund may be taxable if the Rhode Island taxes credited on the 2011 tax return were paid over two years. In other words, you need to determine if payments were made in the 2012 calendar year but were credited in the 2011 tax-reporting year.

These type of payments would include a 2011 fourth-quarter estimate paid in January 2012 as estimates are due January 15th. Another type of payment is an extension payment that was paid in April of 2012 but was for the 2011 tax return year.

Therefore, if a state tax refund is the result of payments paid in two different years, you make an allocation to exclude the portion of the refund that was allocable to the 2012 calendar year payment. Please note that the portion that was excluded from income is also an offset to your 2012 state tax deduction.

Don Zidik, CPA
McGladrey LLP, Boston
Q: I am 73 and I cannot itemize my deductions (I will use the standard deduction of $7,400). My question: I heard there was a way to deduct my property tax ($4,600) while utilizing the standard deduction. Is this still allowed?

A: Unfortunately, this is not still allowed, and there is no way to deduct your property taxes on your federal income tax return without itemizing.

Five years ago, Congress passed a bill allowing a single person to deduct up to $500 of property taxes on a primary residence in addition to their standard deduction. The limit was $1,000 for a married couple filing jointly.

Unfortunately, this provision was only put in place for 2 years, so for the years 2008 and 2009, a person could deduct at least a portion of their property taxes, even if they were not itemizing.

The Tax Relief, Unemployment Insurance Reauthorization and Job Creation Act of 2010 extended some tax breaks, but this tax break was allowed to expire and has never been reinstated.;

The instructions to for the 2010 Form 1040 on the IRS website lists expired tax benefits on page 6. For more information on itemized and standard deductions:

Frequently asked questions for itemized and standard deductions

Mackey McNeill, CPA
Mackey Advisors, Bellevue, Ky.
http://www.9news.com

American Liberal Education (The Decline and Fall)

American Liberal Education (The Decline and Fall)American Liberal Education (The Decline and Fall) - Liberal education once stood for something grand Conservatives have complained of this for decades, with little effect. A slew of books over the past 25 years have exposed what goes on in the ivory towers, from Allan Bloom's treatise "The Closing of the American Mind" to Dinesh D'Souza's polemic "Illiberal Education." But none had provided a careful, in-depth study of a single school until the National Association of Scholars (NAS) this week released its 360-page report "What Does Bowdoin Teach?"

and good: the study of the arts, humanities and sciences with the aim of improving the mind through the acquisition of knowledge and the pursuit of truth. But some of America's most elite colleges and universities have all but abandoned this goal. Instead, many selective schools favor the faddish, the politically correct and the dogmatic, all the while proclaiming their devotion to promoting "critical thinking" and tolerance.

Bowdoin College is a small private "liberal arts" school in Brunswick, Maine. Its admissions standards are demanding. Bowdoin accepts fewer than one in five who apply (though the school admits about a third of black and other "underrepresented" applicants to satisfy its commitment to "diversity"). The cost of tuition, room, board and fees for the school's roughly 1,800 students is hefty: $56,128 for the 2012-13 academic year, a sum that exceeds the annual income for half of all American households. (See HERE)

The school was founded in 1802 and boasts a distinguished cast of graduates, including Nathaniel Hawthorne, Henry Wadsworth Longfellow and U.S. President Franklin Pierce. But as the report's authors, Peter Wood and Michael Toscano, demonstrate, Bowdoin is not the school it once was. Nor does it provide the education, I venture, that most parents who send their children there believe they are getting, nor one most donors to the school's nearly $1 billion endowment would approve.

Bowdoin requires all freshmen to take a first-year seminar, which is supposed to provide the gateway to the "critical thinking" skills the college purports to value. Among the 35 courses from which students must pick, easily half are either frivolous or, worse, tendentious exercises in identity politics. The titles alone tell the story: "Fan Fiction and Cult Classics," "Beyond Pocahontas: Native American Stereotypes," "Racism," "Fictions of Freedom," "Sexual Life of Colonialism," "Prostitutes in Modern Western Culture" and "Queer Gardens," to name a few. The latter course "examines the work of gay and lesbian gardeners and traces how marginal identities find expression in specific garden spaces." One can only infer that the college deems such knowledge a necessary building block to every student's intellectual development.

Wood and Toscano do more than catalogue the obvious excesses of the modern academy, however. Wood brings his training as an anthropologist to the examination of campus life and culture, painstakingly researching the college's records, including minutes of academic meetings, to reveal how Bowdoin's mission changed over the past 40 years. In a series of appendices and within the actual report, the authors document the decision-making process that has transformed Bowdoin into the school it is today. (see HERE)

The study also looks at the college's implicit promotion of sexual promiscuity and the "hook-up" culture among students, which begins during first-year orientation. A play called "Speak About It," which all incoming students must attend, includes what its authors say are autobiographical sketches from current and former Bowdoin students. The play depicts graphic on-stage sexual encounters between heterosexual and gay couples -- complete with simulated orgasms. Paradoxically, the Bowdoin community also seems obsessed with preventing sexual assault, which administrators seem to believe is rampant on campus despite the low incidence of reporting alleged attacks.

If Bowdoin were unique in its abandonment of traditional liberal education, this study might be of no more than passing interest. What the authors found at Bowdoin, however, exists to some degree at many if not most elite colleges and universities. This study deserves widespread dissemination and discussion -- first among Bowdoin's alumni, donors and the parents of current and potential students. But anyone interested in the future of higher education in America should take note.

Our colleges and universities shape the next generation of leaders and citizens, for better or worse. And the country's most elite schools will influence disproportionately who we become as a nation and a people in the future. What has happened to Bowdoin College should matter to all of us. Examiner Columnist Linda Chavez is nationally syndicated by Creators Syndicate.
Source : http://washingtonexaminer.com

Is a College Degree Still Worth the Cost for 2013

Is a College Degree Still Worth the Cost for 2013Is a College Degree Still Worth the Cost for 2013 - Much has been written lately concerning the rising

During the last generation, college costs increased 6.8 percent annually, while medical costs increased by a much more criticized 4.9 percent per year.

Also, state governments require families to pay a higher proportion of the total cost at state universities than they did for the previous generation.
Many students used to get grants for much of their college costs. Now, scholarships are less generous, and students must borrow much more. College graduates in Kentucky now start out with an average student loan debt of $23,000.

If you are in high school, you (and your parents) may be asking, “Is college really worth it?”

Yes, it is worth it.

Something has to give regarding the increasing cost of college education. But this is a separate issue from whether or not you should go. It is sad that you may graduate with the equivalent of an expensive auto loan and not have the car.

But in the long run, a college education is the smartest investment you can make.

Consider:

• A bachelor’s degree is the best “anti-poverty insurance” you can buy. Fewer than 4 percent of college graduates are poor. Kentucky’s overall poverty rate is 19 percent.

• It may not be as expensive as you think because most colleges still offer some financial aid. www.Collegecost.ed.gov can tell you what your true cost will be at any college once you deduct what you are likely to receive in scholarships.

Furthermore:

• The unemployment rate for people with a college degree is 4.2 percent vs. 9.1 percent for people without a college degree.(see HERE)

• 4.7 percent of college graduates do not have health insurance coverage, but 15.5 percent of those with just high school degrees are uninsured.

• The median annual income for someone with a bachelor’s degree is $50,360, compared to $29,423 for one with only a high school diploma.

• Of people with an annual income above $150,000, 82 percent have a bachelor’s degree; just 6.5 percent have no more than a high school diploma.

• You will probably earn twice as much money over your lifetime if you get a bachelor’s degree.

It is especially valuable to have a college degree in a recession.

You will be much less likely to be laid off or suffer a significant cut in pay. College graduates during tough economic times are much more competitive in the job market.

Remember, recessions come and go, but you will probably work for at least 40 years after getting your bachelor’s degree.

After graduation, you will eventually get a job that pays at least $30,000 a year. Entry-level jobs for your high school counterparts, at best, are going to be paying in the $11 an hour range, or less than $23,000 per year.

Your salary will increase faster because of your degree. Even in low-paying professions such as teaching or social work, you will eventually earn an annual salary in excess of $50,000.

Without a college degree, you are not likely to earn this kind of money, unless you get an associate’s degree in a lucrative field or complete an apprenticeship in a skilled trade. Both alternatives are worth consideration. Of course, the quality of your life, not only the amount you earn, will be enhanced significantly should you enter an intellectual environment for the next few years. (see HERE)


cost of college, student debt, and the impending bursting of the education bubble. The Enquirer carried a major piece last month laying out the financial reality.
Source : http://news.cincinnati.com/

Programs foster Israel education in North America 2013

Programs foster Israel education in North America 2013
Programs foster Israel education in North America 2013 - An ​"Israel Throughout The Year" The eucalyptus tree tale is just one of the many stories that are the focus of a new curriculum developed by Bar-Ilan University’s Lookstein Center for Jewish Education, with support from Dr. Shmuel and Evelyn Katz from Bal Harbour, Fla. As the 65th Israel Independence Day approaches, JNS.org takes a look at two recently launched programs, the Lookstein Center’s “Israel Throughout The Year” and the Israel Institute in Washington, DC, both of which work to educate and engage scholarship about Israel.

“I think there is a negative prejudice and attitude towards Israel in the press and in the universities,” Rabbi Yonah Fuld, educational director of the Lookstein Center School of Education at Bar Ilan University in Ramat Gan, told JNS.org. Five years ago, the Lookstein Center “set out to create a curriculum” about Israeli history meant to be “charming and
enticing” for North American Jewish school children up to middle school, according to Fuld. For this purpose, the center created “Israel Throughout The Year.”

In this program, 32 booklets target 1st through 8th grade. For every grade there are four booklets. Each booklet contains four lessons and is dedicated to one holiday, Tu B’Shvat (the New Year for trees), Yom Ha’atzmaut (Israel Independence Day), Yom Yerushalayim (Jerusalem Day), or the 10th of Tevet fast day.

The booklets include “challenging and exciting activities” that are not intended to function as traditional homework assignments or exams, but instead as “pleasant learning,” Fuld said. “Everything is there, a teacher simply has to read what’s there and adapt it,” he added. Schools in New York, New Jersey, Pennsylvania, California, Texas, Michigan, North Carolina, and other states have signed up to use the booklets.

In Riverdale, NY, SAR Academy Principal Rabbi Binyamin Krauss told Israel National News in February that the school “is delighted with the new Israel curriculum developed by the Lookstein Center.”

“Connecting our students to Israel is central to the mission of our school,” Krauss said. “This spiraled program fosters and deepens that connection through engaging discussions, important facts put into context, creative activities, and descriptive pictures and graphics.”

The program does acknowledge Palestinian claims in the 8th grade booklet. Fuld told JNS.org the Lookstein Center “tried as much as possible to be as fair as possible, to say what the issues are,” but that the goal of the initiative is to teach Jewish kids “Ahavat Zion” (love of Israel), and it wasn’t not possible to be completely “values free.” Also, the center “tried not to take a religious stand one way or the other” through the program, Fuld said.

The Lookstein project’s booklets focus on historical figures like Eli Cohen with “interesting and age appropriate details about the people being featured,” Fuld said, including Israeli prime ministers Golda Meir, Yitzhak Rabin and Ariel Sharon, the poet Rachel, Chairman of the Jewish Agency for Israel Natan Sharansky, Astronaut Ilan Ramon, and others.

While the Lookstein program is focused on children, the Washington, DC-based Israel Institute focuses on offering and helping with “all kinds of opportunities for scholars,” Executive Director Ariel Ilan Roth told JNS.org. The program offers doctoral and post-doctoral fellowships on a topic related to Israel, scholarships to the University of Haifa and Tel Aviv University’s English-language Israel Studies programs, and research grants on topics such as Israeli history, politics, economics and law.
Click photo to download. Caption: Itamar Rabinovich, former Israeli ambassador to the U.S. and president of Tel Aviv University, is heading the new Israel Institute. JNS.org looked at programs fosterin Israel education in North America for Israel Independence Day. Credit: Courtesy Israel Institute. (see HERE)

​Click photo to download. Caption: Itamar Rabinovich, former Israeli ambassador to the U.S. and president of Tel Aviv University, is heading the new Israel Institute. JNS.org looked at programs fosterin Israel education in North America for Israel Independence Day. Credit: Courtesy Israel Institute.

Launched at the end of 2012 and initially funded by the Charles and Lynn Schusterman Family Foundation, the institute officially rolled out its programs in late February this year. Itamar Rabinovich, who served as Israeli ambassador to the United States and as Israel’s chief negotiator with Syria under Prime Minister Yitzhak Rabin’s government, is the institute’s president.

Jewish philanthropic organizations such as the Schusterman Foundation have attempted to positively shape the discourse on Israel by promoting Israel Studies programs as an alternative to Middle East Studies at American universities. The Israel Institute is “strongly focused on planning and facilitating with universities” and “will take an overview [of Israel Studies] and will work with practically everybody in the field,” Rabinovich told JNS.org in February.

“Our goal is to spread the knowledge of Israel Studies, we don’t do advocacy,” Rabinovich said. “We are about building Israeli studies centers everywhere. We don’t think politics should be brought into the academy.” The Israel Institute “opposes efforts to “politicize anything that has to do with Israel,” Rabinovich added, explaining his belief that “people can be critical of certain policies, but the Jewish people are entitled to their own national ideology (Zionism).”

In October 2013, the Israel Institute is organizing a conference on Israel Studies, and is already working to link the Jewish and Israel studies programs of American and Israeli universities. Beyond North America, the institute is also planning to bring Chinese scholars to Israel this summer with the goal of increased collaboration between Chinese and Israeli universities. Project organizers also plan to send Israeli professors to Oxford University and the University of Munich in the next academic year.(see HERE)

“It is our task to develop Chinese-Israeli academic relations,” Rabinovich said in February. “We want to help create a cadre of Israel experts in China. China is becoming an increasingly important global power. Our task is to help people in China learn Hebrew and understand the complexities of Israel.”

The Israel Institute also took over the existing Schusterman Visiting Artists Program, which brings Israeli artists to North America for residencies at universities, museums and other cultural institutions.

With its goals of supporting and promoting research and scholarship in Israel around the world and matching scholars interested in Israel and policy with relevant think tanks, the Israel Institute fulfills a “a growing appetite for knowledge about Israel beyond the news of the day, and the Institute is responding with scholarship, teaching and research,” University of California President Mark G. Yudof said in a statement.

For the Lookstein Center’s “Israel Throughout The Year” program, the goal is simpler.

“Whatever we talk about the child will hopefully say, ‘Wow, I want to know more’ or ‘wow, I want to see that place,’” Fuld told JNS.org.

program educational booklet. JNS.org looked at programs fosterin Israel education in North America for Israel Independence Day. Credit: Lookstein Center.
Israeli spy Eli Cohen worked for the Mossad in Syria, he suggested that Syrian soldiers plant eucalyptus trees near army fortifications in the Golan Heights. He told Syrian officials this would make Israel think the area was unfortified and would help Syrian soldiers stationed there survive the heat. Shortly after, he conveyed the locations of the trees to Israeli officials, helping the Israeli army know exactly where the Syrian bunkers were.

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Source : Alina Dain Sharon/JNS.org

University of North Carolina Sexual Assault Scandal Raises Questions About Colleges' Policies

University of North Carolina Sexual Assault Scandal Raises Questions About Colleges' PoliciesUniversity of North Carolina Sexual Assault Scandal Raises Questions About Colleges' Policies - Although research suggests that a quarter of college women will become the victims of sexual violence during the course of their education, very few cases actually make it to law enforcement's attention. The federal government's announcement this week that it will investigate complaints that a North Carolina university mishandled complaints of campus-based sexual assaults may be a sign that the traditional culture of silence surrounding rape on campus may be showing cracks.



USA Today reports that the U.S. Education Department will investigate a discrimination complaint charging that the University of North Carolina at Chapel Hill failed to respond properly to sexual assault cases on its campus. A letter from the Department's Office for Civil Rights notes that the decision to investigate "in no way implies that OCR has made a determination with regards to the merits of the complaint." The university says it will cooperate fully with the investigation.

According to The Huffington Post, five women filed the complaint in January, stating that UNC fails to provide assault victims with adequate resources or impartial hearings and investigations. They also claim the university pressured plaintiff and former Assistant Dean of Students Melinda Manning to underreport campus-based sexual violence cases. UNC has denied Manning's allegations and hired a consultant and former prosecutor to help reform its sexual assault reporting policies.

Another woman named in the complaint is Landen Gambill, the UNC sophomore who, according to The Washington Post, made national headlines last week after the institution threatened to expel her for "intimidating" her alleged rapist. Gambill reported her rape to the UNC Honor Court last spring, but the court questioned its merit because she did not immediately leave her boyfriend and because she was clinically depressed -- a point Gambill said was directly related to her abusive relationship. After the court dismissed her case, Gambill went public with her story, which led to the university charging her with an honor code violation. The incident inspired days of student demonstrations and, ultimately, the federal complaint.

College rape -- and the underreporting of it -- is a growing problem in the United States. According to The Washington Post, the University of Montana was recently investigated for allegedly failing to protect sexual assault victims, and Princeton University has come under fire for not publishing a survey that indicated nearly one-third of its female students had been assaulted in some way. A 2010 report from the Department of Justice found that one in four college women will be victims of rape before they graduate, and campuses with more than 6,000 students "average one rape per day during the school year." Yet fewer than five percent of these cases are reported to law enforcement by colleges.

That may be changing. Yesterday President Obama signed the Violence Against Women Act into law. The Washington Post reports that the act includes a new piece of legislation called the Campus Sexual Violence Elimination Act, which requires colleges to report all cases of dating violence, sexual assault or stalking in their annual crime statistics. Institutions are also required to provide victims with awareness programs and support services. Whether the new law will impact how colleges investigate and report sexual violence cases on their campuses remains to be seen.
Source : http://www.citytowninfo.com/